A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.Life insurance enterprises must set prices by taking into consideration of this reality. If the premiums taken from insureds are qreater.than probable value cause the give up taking insurance. By the competetion, when the premiums set from the expected value of risk, it may cause something like without making liability of insured.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.Life insurance enterprises must set prices by taking into consideration of this reality. If the premiums taken from insureds are qreater.than probable value cause the give up taking insurance. By the competetion, when the premiums set from the expected value of risk, it may cause something like without making liability of insured.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.Life insurance enterprises must set prices by taking into consideration of this reality. If the premiums taken from insureds are qreater.than probable value cause the give up taking insurance. By the competetion, when the premiums set from the expected value of risk, it may cause something like without making liability of insured.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.Life insurance enterprises must set prices by taking into consideration of this reality. If the premiums taken from insureds are qreater.than probable value cause the give up taking insurance. By the competetion, when the premiums set from the expected value of risk, it may cause something like without making liability of insured.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.Life insurance enterprises must set prices by taking into consideration of this reality. If the premiums taken from insureds are qreater.than probable value cause the give up taking insurance. By the competetion, when the premiums set from the expected value of risk, it may cause something like without making liability of insured.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.Life insurance enterprises must set prices by taking into consideration of this reality. If the premiums taken from insureds are qreater.than probable value cause the give up taking insurance. By the competetion, when the premiums set from the expected value of risk, it may cause something like without making liability of insured.A_-İ* 7. RESULT,, *. '* Insurance as a one of the service sector has a technique and it consist of on risk probability. To calculate risk exactly and level of price determination; statistical datum and evaluations are needed. Before the free tariff system there were no need tc»- stat istical datum. Because state is determined the insurance tariffs. Insurance companies must evaluate risk which on company and priuce as it. Insurer must have some knowledge before pricing. By the free tariff system, insurance companies were in necessity to prepare own tariffs. To prepare tariff, it can need some statistical datum and evaluate actuarial technics using this datum and knowing market position. The time that from preparation of one tariff as a product presenting consumer, conservation of faced risks, evaluation of funds combined from premiums to loss payments result a succsfull result with respect to ratio of usage of actuarial technique. The effect of free market tariff system at 1990 was seen on 1992. Life insurance enterprises face risk not more than other enterprises. In contrast other enterprises, life insurance enterprises calculate average value of risk by the life tables and have possibility to take responses from insured but others have to estimate all of risks.Life insurance enterprises must set prices by taking into consideration of this reality. If the premiums taken from insureds are qreater.than probable value cause the give up taking insurance. By the competetion, when the premiums set from the expected value of risk, it may cause something like without making liability of insured.